Review for INLOCK ICO

One service in particular which is a driving force of every economy is lending. The increasing number of cryptocurrency owners do not only see cryptocurrencies as a way to achieve short-term gains, but as a long term investment, a vision. However, the wealth stored in cryptocurrencies is not liquid; it can onlybe leveraged with a high levelofrisk and associated costs. Cryptocurrencies sold in orderto finance a temporary liquidity problem can often be bought back at a significant loss. Due to these risks and in the absence of a better option these assets remain stored in cryptowallets and rarelyused.

Our goal is to connect people who already own cryptocurrencies, but have been unable to eectively utilize them, to those who want to benefit from the profit generated by cryptocurrencies, while avoiding the high risk that often characterizes crypto markets. Over the past year we have received numerous requests from both camps, and we are pleased to announce that we will soon release a platform that provides mutually beneficial solutions forboth parties.

INLOCK is a lending platform which enables cryptocurrency holders to manage short term liquidity problems by taking out a loan, using their existing cryptocurrencies as collateral. Lenders wishing to oera loan can do so - with the appropriate permits - risk-free to those in need. Due to the fact that collateral can be exchanged into FIAT currency immediately, the risks involved forthe lenderparty are almost identicalto a bank deposit while earning higher interest rates. Credit transactions are established between the two parties directly, while our service as an intermediary ensures that the parameters of the agreement are formally recorded. Each of these terms is included in a smart contract, ensuring that every credit contract between the parties is irrefutableand impossible to manipulate.

Borrowers are able to set theirown conditions inoursystem interms ofamount and duration according to their needs. In addition, the level ofrisk taking for exchange rate fluctuations is customizable. The process is fast and seamless and there is no need for additional credit assessment, since the borrower provides the collateral, oering rapid and flexible convertibility. Our platform enables institutions to enter new markets which have been out of their reach, or else additional costs have prevented them from entering the market as lenders. The lending process requires a similar level of AML/KYC adherence similar to traditional lending.



Inlock helps users both retain their crypto and access its purchasing power by taking out near instant fiat loans with crypto collateral. These digital assets sold to finance a temporary liquidity problem can often only be bought back at a significant loss.


Borrowers and Lenders can fully customize loans with flexible interest rates and variable terms regarding loan duration and the amount deposited. No credit score check required, since all loans are 100%+ collateralized by crypto assets. Collateral managers actively monitor the current value of the collateral to provide full security for the lender.


After successful loan repayment, borrowers can still recognize the the profit on their cryptocurrencies if exchange rates rise during the contract period. Excluding interest payments, INLOCK platform users pay every cost in ILK tokens. Thus, the ILK token plays an integral part of the INLOCK ecosystem. ILK tokens can be purchased directly from the platform or during the multi-phase token sale.

Average rates for the project

3 / 5


Current cap
14300000 $
Hard cap
27500000 $


  • Ticker: ILK
  • Token type: ERC223
  • ICO Token Price: 1 ILK = 0.01 USD
  • Fundraising Goal: 27,500,000 USD
  • Total Tokens: 4,400,000,000
  • Available for Token Sale: 44%
  • Whitelist: YES 
  • Know Your Customer (KYC): YES
  • Сan't participate: CHINA
  • Min/Max Personal Cap: 0.1 ETH / TBA
  • Accepts: ETH, BTC, LTС, BCH